It all started with two friends who had a dream of starting a business together. Billy Taylor and Pat Brown wanted to help people in their local community and provide them with a service they could really use. When the two tossed around the idea of opening a finance company that could help everyday people with small loans, it made perfect sense. In January of 2017, with the support of several trusted friends and advisors, Hometown Finance was born.
Before that, Pat had spent 21 years as a partner at Tate Farms, where he undertook a wide range of financial management and crop production responsibilities. Pat had worked for the family business since he was twelve years old, so when he chose to leave Tate Farms and begin a new chapter in his life, it was a major life decision.
From there, the story gets even better. Pat’s son, Clay, who had been pursuing a horticulture degree at Auburn, decided he wanted to join his dad and help build the business from day one. Clay came home, changed his course of study to accounting, and began taking online classes while also working at Hometown Finance.
Today, the father and son team work together to help make life a little easier for people in their community. They are building relationships, meeting new friends, and helping their customers find solutions to everyday financial challenges.
What We Offer
Getting to know our customers is where it all starts. By taking the time to listen to your situation and understand your needs we can help you realize your financial goals. Hometown Finance offers fixed-rate installment loans, payable in affordable monthly payments.
Money for what you need, when you need it
With our experience in farming, we know how unexpected expenses can crop up at any time, creating hardship and uncertainty. Whether it’s buying tires, repairing a vehicle, fixing the air conditioner, getting some dental work done, or just trying to catch up on bills, a closed-end loan can help you meet the need.
There are also those times when you want to do something special, such as take a vacation with the family, buy a fishing boat, or a 4-wheeler. Whatever the need or desire, we are here to help you with the real-life challenges you face day to day.
The approval process is quick, usually within an hour. We evaluate every application with fairness and respect, and the decision is made locally—right here, right now, by us—not miles away by someone you’ve never met.
You don’t have to have perfect credit. We all know how hard it can be to get a loan when your credit isn’t great. A fixed-rate loan with Hometown Finance will help you build good credit and create a stronger financial future. When you succeed, we succeed.
How do you get started? It’s easy. Fill out the online application, or if you would like to talk with us in person, give us a call or stop by the office. We are always happy to meet with our customers face to face. Once approved, we will work with you to find a payment plan that is right for you.