Money for what you need, when you need it
With our experience in farming, we know how unexpected expenses can crop up at any time, creating hardship and uncertainty. Whether it’s buying tires, repairing a vehicle, fixing the air conditioner, getting some dental work done, or just trying to catch up on bills, a closed-end loan can help you meet the need.
There are also those times when you want to do something special, such as take a vacation with the family, buy a fishing boat, or a 4-wheeler. Whatever the need or desire, we are here to help you with the real-life challenges you face day to day.
The approval process is quick, usually within an hour. We evaluate every application with fairness and respect, and the decision is made locally—right here, right now, by us—not miles away by someone you’ve never met.
You don’t have to have perfect credit. We all know how hard it can be to get a loan when your credit isn’t great. A fixed-rate loan with Hometown Finance will help you build good credit and create a stronger financial future. When you succeed, we succeed.
How do you get started? It’s easy. Fill out the online application, or if you would like to talk with us in person, give us a call or stop by the office. We are always happy to meet with our customers face to face. Once approved, we will work with you to find a payment plan that is right for you.